If you were to ask an insurance carrier what type of policy has suffered the most from storms in the Midwest over the past years, the answer would easily be habitational accounts. The habitational class includes rental properties, apartment complexes, and condo associations, to name a few. These policies have Read more…
At CRG we want to make sure our clients not only have an understanding of their current insurance policies but also have a general understanding of the insurance market as a whole. This has been especially tough in recent years with countless factors impacting rates, eligibility, and coverage offered. We Read more…
Severe weather warnings have become increasingly common over the past few years, and it seems each storm has the potential for high winds and hail. All of us hope that these storms don’t impact our area, but we’re not always that lucky. If you do have wind or hail damage after Read more…
It’s no secret that the insurance industry has been going through its fair share of turbulence in recent years. We know it is not easy to accept increasing rates and other enforced policy changes, but we appreciate your loyalty and patience while we get through this tough stretch. We always Read more…
Mother Nature has really made her presence known in the recent past. The number of severe storms that have come through the Midwest in the past year has been much higher than normal. With these severe storms comes plenty of storm damage; depending on where you live, fallen trees may Read more…
What you may not know about car insurance, is there are certain cases where a personal auto policy may not cover you. What you may need is a commercial auto policy to make sure you are fully covered. Where personal auto insurance ends and commercial auto insurance kicks in, isn’t Read more…
Today’s increasingly “sue-happy” society has made it that nearly every other commercial on TV is an attorney’s advertisement. They promise that one phone call is all it takes to get you large sums of money for that one time you were injured. These ads will keep running and people will Read more…
A concept that has greatly helped our ever-evolving society is the concept of ridesharing. For those of you who haven’t been exposed to it, ridesharing is essentially a taxi service through an app on your smartphone. Anyone who would like to make a few extra dollars and has access to Read more…
Imagine you have an illness that needs medical attention. Instead of seeing a doctor, you decide to buy medication online that is supposed to treat your illness. Three weeks later, you feel even worse. You finally go in to see a doctor, who tells you this could have been treated Read more…
When you receive your insurance policy renewal, what do you do with it? Do you take the time to look it over, and see what has changed or stayed the same? Do you compare it to the previous year? Or do you just look at the total premium, pay the Read more…